Deposit Rates

Attractive rates for your savings and investment needs. Experience the difference at Naugatuck Savings Bank.

Deposit Rates as of Tuesday January 31, 2012
Ka-Ching! Savings Accounts²	Interest Rate	APY¹
Minimum Balance to open $0.00
Tier I Minimum Balance to earn APY $50.00 - $2,499.99	.25%	.25%
Tier II Minimum Balance to earn APY $2,500.00 - $49,999.99	.50%	.50%
Tier III Minimum Balance to earn APY $50,000.00 and Over	.75%	.75%
Certificates of Deposit	Interest Rate	APY
Minimum Balance to open and earn APY $500.00
3 Month Certificate	0.25%	0.25%
6 Month Certificate	0.30%	0.30%
9 Month Certificate	0.35%	0.35%
12 Month Certificate	0.50%	0.50%
18 Month Certificate	0.75%	0.75%
24 Month Certificate	1.00%	1.00%
30 Month Certificate	1.00%	1.00%
36 Month Certificate	1.34%	1.35%
48 Month Certificate	1.49%	1.50%
60 Month Certificate	1.98%	2.00%
IRA Accounts	Interest Rate	APY
Minimum Balance to open and earn APY $500.00
3 Month Certificate	0.25%	0.25%
6 Month Certificate	0.30%	0.30%
9 Month Certificate	0.35%	0.35%
12 Month Certificate	0.50%	0.50%
18 Month Certificate	0.75%	0.75%
18 Month Variable Certificate	0.30%	0.30%
24 Month Certificate	1.00%	1.00%
30 Month Certificate	1.00%	1.00%
36 Month Certificate	1.34%	1.35%
48 Month Certificate	1.49%	1.50%
60 Month Certificate	1.98%	2.00%
Passbook Savings/Statement Savings	Interest Rate	APY
Minimum Balance to open $50.00
Tier I Minimum Balance to earn APY $50.00 - $2,499.99	0.10%	0.10%
Tier II Minimum Balance to earn APY $2,500.00 - $49,999.99	0.20%	0.20%
Tier III Minimum Balance to earn APY $50,000.00 and Over	0.45%	0.45%
Health Savings Accounts	Interest Rate	APY
Minimum Balance to open $0.00
Tier I Minimum Balance to earn APY $50.00 - $999.99	0.10%	0.10%
Tier II Minimum Balance to earn APY $1,000.00 - $4999.99	0.20%	0.20%
Tier III Minimum Balance to earn APY $5,000.00 and Over	0.30%	0.30%
Preferred Checking with Interest and Preferred 50 Checking with Interest	Interest Rate	APY
Minimum Balance to open $50.00
Tier I Minimum Balance to earn APY $50.00 - $999.99	0.05%	0.05%
Tier II Minimum Balance to earn APY $1,000.00 - $9,999.99	0.07%	0.07%
Tier III Minimum Balance to earn APY $10,000.00 and Over	0.10%	0.10%
Money Market Accounts	Interest Rate	APY
Minimum Balance to open $1,000.00
Tier I Minimum Balance to earn APY $9,999.99 and Under	0.10%	0.10%
Tier II Minimum Balance to earn APY $10,000.00 - $49,999.99	0.20%	0.20%
Tier III Minimum Balance to earn APY $50,000.00 - $249,999.99	0.45%	0.45%
Tier IV Minimum Balance to earn APY $250,000.00 and Over	0.55%	0.55%

¹Any annual percentage yields (APY) provided above assumes interest will remain on deposit until maturity or for one year for accounts with maturities of less than one year. Interest will be compounded and credited monthly. Withdrawals and fees could reduce earnings on an account. Certificates of Deposit and IRA accounts may have a penalty imposed for early withdrawal. Rates are subject to change without notice. Interest rates on variable rate accounts may change after the account is opened. Account disclosures provided at the time an account is opened will provide additional information.

²Minimum of one non-PIN Visa® Check Card transaction of more than $50.00 per statement cycle is required to be eligible for the Ka-Ching! Savings Account interest rate. The Ka-Ching! Savings Account interest rate may revert to the Regular Savings Account interest rate if the minimum transaction requirement is not met. Requires an NSB Personal Checking Account and valid NSB Visa^® Check Card; Health Savings Accounts and Money Market Accounts are not eligible

Deposit Rates

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